Finance
Invest in you—flexible financing made simple.
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Financing & Payments
Train now, pay on a schedule that fits. AAC offers simple deposits, clear due dates, and financing options—so money isn’t the reason you pause your growth.
Apply for Financing with SweetPay »
Quick Snapshot
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Certificates
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50% deposit to reserve your date
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Remaining 50% due 1 week before Day 1
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In-house financing: not available for certificates
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Third-party financing: SweetPay available
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Apprenticeships
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Multiple plans, including in-house/extended options
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Program pages list exact plan menus (Pay-in-Full discount, Monthly plans, Flex plans)
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Third-party financing: SweetPay available, including $0-down options (subject to lender terms)
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Your Options
1) Pay in Full
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Available for most programs; some offer a 5% discount when paid in full (see your program page).
2) Standard Deposit & Balance (Certificates)
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50% down at enrollment
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50% due 7 days before class starts
3) In-House / Extended Plans (Apprenticeships)
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Options like Regular Monthly (matches program length) and Flex 10 are offered on apprenticeship programs.
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Exact deposits, monthly amounts, and timelines vary by program—see each apprenticeship page.
4) SweetPay Financing (Third-Party)
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Apply online; decisions and terms are provided by the lender.
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100% financing ($0 down) may be available for qualified applicants.
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APR, term length, and payment amounts are set by the lender. (Subject to lender approval and terms.)
Apply with SweetPay »
How It Works (Step-by-Step)
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Choose Your Program
Decide between Certificate (fastest path) or Apprenticeship (more reps + business build). -
Pick a Payment Path
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Certificate: pay 50% deposit today; balance due 1 week prior
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Apprenticeship: select an in-house plan or apply with SweetPay
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Secure Your Spot
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Certificates: your training date is held once the deposit is paid
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Apprenticeships: your seat is reserved once your plan is confirmed
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Finish Payments On Time
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Certificates: remaining 50% due 7 days before Day 1
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Apprenticeships: follow your monthly schedule
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Policies & Notes
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Deposits are non-refundable and applied to tuition.
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If you need to move dates, deposits are typically transferable within a defined window (see program page).
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Late or missed payments may delay access to training.
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For certificates, in-house financing is not offered. Use SweetPay if you need a monthly plan.
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All financing is subject to lender terms and approval.
Which Path Fits Your Budget?
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Want the lowest upfront cost? Try SweetPay ($0 down, if approved).
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Want the simplest plan? Certificates: 50% now, 50% later.
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Want predictable monthly payments + deeper training? Choose an Apprenticeship and select an in-house or Flex plan.
Need Help Choosing?
Our team can walk you through costs, timelines, and payment paths and match them to your goals.
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Talk to Admissions (Programs & Plans)
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Apply for SweetPay: academyofadvancedcosmetics.com/courses/financing
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Program Pages list exact tuition and plan details for each course
You focus on the craft—we’ll help make the numbers work.

